FINANCIAL ADVICE FOR WOMEN
More clarity. More choice. More freedom.
Your financial future should give you more options, not more questions.
You've worked hard to build your wealth. As your financial position grows, there are often more decisions to make.
Should you be doing more with your super? Investing more or reducing debt? Could your investments be structured better? Are there opportunities to reduce tax? When could you afford to retire?
Your super, investments, savings, property, insurance and tax position all play a part in answering these questions.
Good financial advice brings them together and gives your money direction.
Financial advice built around you
There isn't one financial journey that applies to every woman. You may have built wealth independently or together with a partner. You may be approaching retirement, changing careers, receiving an inheritance, supporting your children or managing your finances differently after a separation or the loss of a partner.
Sometimes nothing significant has changed at all. You've simply reached a point where there's more at stake and you want to know you're making good decisions.
We start by understanding your circumstances, what matters to you and what you'd like to achieve.
From there, we can work out where financial advice can make a difference.
What could better financial advice give you?
The decisions you make with your money today can have a significant impact on what becomes possible in the future.
Make confident financial decisions
Understand your options and the trade-offs involved, so you can make informed decisions about your investments, super, debt, tax and retirement.
Make the most of what you've built
You've worked hard to get where you are. We look for opportunities to use your income and assets more effectively and make sure the different parts of your financial position are working together.
Create more options for the future
You may want to retire earlier, work less, travel more, help your children or simply know that you can afford to enjoy more of what you've built. The right decisions today can give you more choices later.
Build a strategy around the life you want
Money has a purpose. Your strategy should reflect yours. That means understanding what you want your life to look like and making financial decisions that support it.
Your finances are connected. Your strategy should be too.
It's easy to look at your finances one piece at a time.
Your super might be managed separately from your investments. Your mortgage, savings, insurance and tax may each be considered at different times.
In practice, a decision in one area often affects another.
Putting more into super may mean paying down your mortgage more slowly. Helping your children could affect your retirement plans. Holding more cash gives you flexibility, but leaves less invested. The best tax outcome isn't always the best financial outcome.
We look at the complete picture. That means understanding where you are today, what you already have in place and what you're trying to achieve. We can then identify the opportunities that are worth pursuing and the decisions that will have the greatest impact.
The result is a financial strategy where each decision has a purpose and you understand what comes next.
You don't need to have the strategy worked out
You may already know there's something you want to improve.
Perhaps you're earning well and building wealth, but aren't sure you're making the most of it.
You might be weighing up whether to invest, contribute more to super or reduce your mortgage.
— Retirement may be getting closer and you want to know when you could realistically stop working and how much you could afford to spend.
— Your circumstances may have changed and your finances haven't kept pace.
— Or you may simply want an experienced adviser to look across everything and tell you what opportunities you're missing.
You don't need to know exactly what advice you need before you come to see us. That's something we can work through together.
Meet Mariana
Financial advice built around your life.
Mariana works with women who want to make considered decisions about their financial future. Her first job is to understand you. Where you are today, what you've already built, what's important to you and what you'd like your money to help you achieve. She'll then work through the opportunities available to you and build a strategy around your individual circumstances. You'll understand the recommendations, why they matter and how they fit into the bigger picture. The decisions remain yours. Mariana's role is to make sure you have the advice, information and support to make them well.
Know what your money can make possible.
You may have more options available to you than you realise.
A good financial strategy can help you understand what's possible, decide what matters most and put the right steps in place to get there.
Start with a conversation with Mariana.
