Leaving no stone unturned
The financial success of our members is what gets us out of bed every morning. If we are to work together, you’ll quickly learn that we want that success as much as you do, and we’re relentless about helping you achieve it.
There are countless financial advice offerings going around and we want to make sure you find the right one for your needs. We don’t pretend that our approach is for everyone, but we do excellent work with those who we are a fit.
We are detectives
We are detectives when it comes to your finances. We listen well, ask great questions and get to the bottom of things.
We get results
If you’ve chosen to see a financial adviser, you’re looking for results. We get it, and we deliver.
We work hard for you
We care deeply about your financial progress and know that we have a big role to play here. We’re ‘all in’ to make sure that you achieve the outcomes you’re seeking.
Areas of Advice
Strategic Financial Advice
We will help you manage your entire financial life and available resources so that you can make great progress, have less stress and achieve your goals sooner.
Cash Flow Management
Effective cashflow management is the foundation of a good financial strategy. We help you to have more of your hard-earned money go to work for you.
Behavioral Coaching
All of our financial behaviours are learned. We work closely with people looking to improve their spending habits by providing you the coaching, strategies and accountability you need.
Investment / Portfolio Management
Every investment is different. We work with you to outline the pros and cons of each investment and build a portfolio that’s perfect for you and your goals.
Superannuation and SMSF’S
Superannuation is one of the most significant assets most people will own. We assess your funds, contributions and assets to ensure your super can set you up for retirement.
Personal And Business Insurance
Protecting your wealth is often just as important as growing your wealth. We ensure that you’re protected from some of the big unexpected events like death, disability, and other serious illnesses and injuries.
Retirement Planning
It’s never too early to start preparing for your retirement. Our advice will help you achieve this by learning more about the lifestyle you want to maintain, and optimising your assets to make this a reality.
Tax Minimisation
Reducing your tax bill each year can have an enormous impact on your long-term wealth. We seek to reduce your tax liability so that you can keep more of your hard-earned money and make more financial progress.
Debt Reduction
Reducing your debts is a key element of strengthening your financial position. We provide ongoing advice which enables you to effectively reduce your debts and be able to focus on the big things sooner.
Your journey
The foundation of a successful advice partnership is a firm understanding of your situation. We’ve worked hard to ensure that our advice process allows us to gather all the important information we need while keeping you in the driver’s seat. Our meetings are informative, educational and help to give you more clarity on the outcomes that you’d like to achieve as a result of working with a financial adviser.
Step 1: Alignment
Our first session is designed for us to get to know more about one-another and ultimately determine if we’re going to be suitable for your advice needs. We’ll learn more about your situation, and openly talk about our business including our approach toward advice, the people we best serve and the fees that may be applicable to your situation. This session runs for around 45min and is typically conducted via videoconferencing, although we can always be talked into a good coffee if you’d prefer to meet in person.
Step 2: Discovery
Now that you have a great sense for our approach, our next step is to deep-dive into your situation and learn more about your financial life, plans for the future and feelings around your money. Our role in this session is simple: to ask great questions and listen well so that we can design the best strategies which are going to suit your needs. We’ll also get some basic paperwork completed so that we can research your current financial investments and discuss their suitability based on your own future plans.
Step 3: Design
Having understood your situation in detail, the purpose of our Design meeting is to give you a better sense for what working together is likely to look like. We discuss the key areas of your financial life that require advice, as well as breaking down the things that you should do more of, less of and stop doing to best achieve your future plans. We will also provide you with a Client Agreement which allows you to become a member of our team and start achieving big things sooner.
Step 4: Advice
We’ve prepared well and have everything we need to get started. It’s now time to present the specific recommendations, strategies and investments that will enable you to maximise your progress going forward. We’ll help you to understand each individual recommendation and how this will help to improve your overall situation, explaining the important concepts in simple language you can understand. Following this meeting we’ll get started implementing your advice to ensure that everything is set up correctly.
